Best Travel Insurance Plans for Parents Traveling from India to the UK

For parents traveling from India to the UK, it’s essential to choose a travel insurance plan that covers:

1. Medical emergencies
2. Hospitalization
3. COVID-19 coverage (still requested by some authorities)
4. Trip delays/cancellations
5. Loss of baggage/documents
6. Pre-existing conditions (if possible)

Here are some reliable travel and medical insurance providers in India with good options for travel to the UK:

✅ 1. TATA AIG Travel Insurance

1. Good global coverage including UK
2. Covers medical emergencies and hospitalization
3. COVID-19 coverage included
4. Option for senior citizen plans

Website: www.tataaig.com

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✅ 2. ICICI Lombard International Travel Insurance

1. Customizable for senior citizens
2. Covers emergency hospitalization, evacuation
3. Includes coverage for loss of passport, baggage

Website: www.icicilombard.com

✅ 3. Bajaj Allianz Travel Insurance

1. Popular for travel to the UK, USA, Canada
2. Offers plans specifically for parents or senior citizens
3. 24x7 helpline assistance

Website: www.bajajallianz.com

✅ 4. Religare (Now Care Health Insurance)

1. Comprehensive international travel insurance
2. Some plans may cover pre-existing diseases on a case-by-case basis

Website: www.careinsurance.com

✅ 5. HDFC ERGO Travel Insurance

1. Affordable premiums
2. No medical test required up to a certain age
3. Easy online claim and policy issuance

Website: www.hdfcergo.com

✅ 6. Niva Bupa (formerly Max Bupa)

1. Offers global coverage with cashless hospitalization
2. Some plans have optional rider for pre-existing conditions

Website: www.nivabupa.com

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Tips Before Buying:

Use a comparison site like Policybazaar, Coverfox, or Insurancedekho to compare premiums and features.

Read more:- Should you get life insurance in the UK?

Check for:

1. Age limit (some policies cap at 70–75)
2. Medical test requirements
3. Cashless network hospitals in the UK
4. Claim process and reviews

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